• Spain: average interest rate on residential loans 2020

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The annual average interest rate on new residential loans in Spain generally decreased between 2006 and 2020 with significant fluctuation. After a maximum of 5.67 percent in 2008, the average interest rate on residential loans in Spain reduced to 1.73 percent in 2020.

Annual average interest rate on new residential loans in Spain from 2006 to 2020

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Release date

November 2021

More information

Region

Spain

Survey time period

2006 to 2020

Supplementary notes

Representative interest rates include six main types:

Weighted average interest rate on loans to households for house purchase.
Initial fixed period interest rate up to 1 year on loans for house purchase.
Initial fixed period interest rate over 1 and up to 5 years on loans for house purchase.
Initial fixed period interest rate over 5 and up to 10 years on loans for house purchase.
Initial fixed period interest rate of over 10 years on loans for house purchase.
Other.