• Spain: average interest rate on residential loans 2019

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The annual average interest rate on new residential loans in Spain peaked in 2008, when it reached 5.67 percentage points. Since then the annual average interest rate of new residential loans has decreased overall, albeit with some fluctuation, falling to its lowest level in 2017. That year average interest rate stood at 1.95 percent.

Annual average interest rate on new residential loans in Spain from 2006 to 2019

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Release date

November 2020

More information

Region

Spain

Survey time period

2006 to 2019

Supplementary notes

Representative interest rates include six main types:

Weighted average interest rate on loans to households for house purchase.
Initial fixed period interest rate up to 1 year on loans for house purchase.
Initial fixed period interest rate over 1 and up to 5 years on loans for house purchase.
Initial fixed period interest rate over 5 and up to 10 years on loans for house purchase.
Initial fixed period interest rate of over 10 years on loans for house purchase.
Other.