This statistic displays the development in the value of payments made with a card that have a credit function in Germany from 2013 to 2018. The value of payments with a card with a credit function increased year on year between 2013 and 2018. In 2013, the value of payments amounted to approximately 4.5 billion euros, by 2018 this had risen to 7.8 billion euros, an increase of approximately 3.3 billion euros.
Total value of payments made with cards that have a credit function in Germany from 2013 to 2018
(in billion euros)
Cards issued by resident payment service providers (PSPs).
The source added the following information "A card enabling cardholders to make purchases and in some cases also to withdraw cash up to a pre-arranged ceiling. The credit granted can be settled in full by the end of a specified period or may be settled in part, with the balance taken as extended credit on which interest is usually charged. The holder is sometimes charged other fees, such as an annual fee.
The distinguishing feature of a card with a credit function, in contrast to a card with a debit function or a delayed debit function, is the contractual agreement granting the cardholder a credit line allowing for extended credit (irrespective of whether the cardholder actually makes use of this feature or chooses to settle the full amount of the debt incurred at the end of a specified period)."
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ECB. (August 27, 2019). Total value of payments made with cards that have a credit function in Germany from 2013 to 2018 (in billion euros) [Graph]. In Statista. Retrieved July 14, 2020, from https://www.statista.com/statistics/918428/value-of-payments-with-cards-with-a-credit-function-germany/
ECB. "Total value of payments made with cards that have a credit function in Germany from 2013 to 2018 (in billion euros)." Chart. August 27, 2019. Statista. Accessed July 14, 2020. https://www.statista.com/statistics/918428/value-of-payments-with-cards-with-a-credit-function-germany/
ECB. (2019). Total value of payments made with cards that have a credit function in Germany from 2013 to 2018 (in billion euros). Statista. Statista Inc.. Accessed: July 14, 2020. https://www.statista.com/statistics/918428/value-of-payments-with-cards-with-a-credit-function-germany/
ECB. "Total Value of Payments Made with Cards That Have a Credit Function in Germany from 2013 to 2018 (in Billion Euros)." Statista, Statista Inc., 27 Aug 2019, https://www.statista.com/statistics/918428/value-of-payments-with-cards-with-a-credit-function-germany/
ECB, Total value of payments made with cards that have a credit function in Germany from 2013 to 2018 (in billion euros) Statista, https://www.statista.com/statistics/918428/value-of-payments-with-cards-with-a-credit-function-germany/ (last visited July 14, 2020)
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