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Value of payments made with a credit card in France 2014-2019

The source wanted to evaluate the total value of payments made with banking cards that have a credit function in France from 2014 to 2019. The value of payments made with a credit card increased during the given period. In 2014, the value of payments amounted to approximately 5.5 billion euros, by 2018 they represented 32.5 billion euros, an increase of approximately 27 billion euros. There was, however, a slight decrease in 2019.

Total value of payments made with cards that have a credit function in France from 2014 to 2019

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Source

Release date

April 2020

Region

France

Survey time period

2014 to 2019

Supplementary notes

Cards issued by resident payment service providers (PSPs).

The source adds the following information "A card enabling cardholders to make purchases and in some cases also to withdraw cash up to a pre-arranged ceiling. The credit granted can be settled in full by the end of a specified period or may be settled in part, with the balance taken as extended credit on which interest is usually charged. The holder is sometimes charged other fees, such as an annual fee. The distinguishing feature of a card with a credit function, in contrast to a card with a debit function or a delayed debit function, is the contractual agreement granting the cardholder a credit line allowing for extended credit (irrespective of whether the cardholder actually makes use of this feature or chooses to settle the full amount of the debt incurred at the end of a specified period)."

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