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Number of bank branches in the UK 1981-2018, by institute

In Europe, the rise in popularity of online-only banks has been phenomenal. The London based digital bank Revolut, which was launched in July 2015 now has over six million customers. In the United Kingdom (UK) alone, more than two thirds of bank customers use online banking. Statista estimates have forecasted that by the end of 2020, Revolut will have surpassed over nine million customers worldwide.

Venture capital and acquisitions

It is not only customers that believe in online banking. As of July 2019, the Berlin based N26 saw extended series of D funding, making them the highest venture capital backed bank in Europe. Larger high street banks have also been quick to realize the opportunities and threats faced by digital banks. Large banks such as Santander partner with, invest in or purchase FinTech companies based on their business strategy.

Fears of digital banking

One of the issues faced with online banking is threat of fraud. In the United Kingdom (UK), the value of online bank fraud losses amounted to over 120 million British pounds in 2018.

Total number of bank branches in the United Kingdom (UK) in May 1981 and January 2018, by institute

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Release date

June 2018


United Kingdom

Survey time period

May 1981 and January 2018

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Statistics on "Barclays Group in the United Kingdom "

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