Insurance: Solvency Capital Requirement (SCR) ratio in Europe Q2 2023, by country
minimum capital requirement (MCR). The MRC is essentially a tipping point in which, if an insurer falls below, the authorization of an insurer could be withdrawn.
In the second quarter of 2023, the German insurance industry had Solvency Capital Requirement (SCR) ratio of three. It had the highest SCR ratio among all EU countries. In addition to the SCR ratio, insurers must also calculate