According to the survey, 71 percent of workers in the Midwest were covered by self-funded plans in 2023. Self-funded plans are those in which companies choose to pay for some or all of the health services of their workers directly rather than purchasing health insurance for them. This statistic depicts the percentage of workers covered by self-funded health insurance plans in the U.S. as of 2023, by region.
Percentage of U.S. workers covered by self-funded health insurance plans in 2023, by region
Figure includes covered workers enrolled in self-funded plans in which the firm's liability is limited through stoploss coverage. Self-funded plans: an insurance arrangement in which the employer assumes direct financial responsibility for the costs of enrollees’ medical claims. Employers sponsoring self-funded plans typically contract with a third-party administrator or insurer to provide administrative services for the self-funded plan. In some cases, the employer may buy stoploss coverage from an insurer to protect the employer against very large claims.
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Kaiser Family Foundation. (October 18, 2023). Percentage of U.S. workers covered by self-funded health insurance plans in 2023, by region [Graph]. In Statista. Retrieved December 05, 2024, from https://www.statista.com/statistics/985332/self-funded-health-insurance-covered-workers-by-region/
Kaiser Family Foundation. "Percentage of U.S. workers covered by self-funded health insurance plans in 2023, by region." Chart. October 18, 2023. Statista. Accessed December 05, 2024. https://www.statista.com/statistics/985332/self-funded-health-insurance-covered-workers-by-region/
Kaiser Family Foundation. (2023). Percentage of U.S. workers covered by self-funded health insurance plans in 2023, by region. Statista. Statista Inc.. Accessed: December 05, 2024. https://www.statista.com/statistics/985332/self-funded-health-insurance-covered-workers-by-region/
Kaiser Family Foundation. "Percentage of U.S. Workers Covered by Self-funded Health Insurance Plans in 2023, by Region." Statista, Statista Inc., 18 Oct 2023, https://www.statista.com/statistics/985332/self-funded-health-insurance-covered-workers-by-region/
Kaiser Family Foundation, Percentage of U.S. workers covered by self-funded health insurance plans in 2023, by region Statista, https://www.statista.com/statistics/985332/self-funded-health-insurance-covered-workers-by-region/ (last visited December 05, 2024)
Percentage of U.S. workers covered by self-funded health insurance plans in 2023, by region [Graph], Kaiser Family Foundation, October 18, 2023. [Online]. Available: https://www.statista.com/statistics/985332/self-funded-health-insurance-covered-workers-by-region/