U.S. workers with self-funded insurance and stoploss coverage in 2018, by firm size

This statistic depicts the percentage of workers with self-funded insurance plans covered by stoploss insurance in the U.S. as of 2018, by industry. According to the data, among all self-funded firms, 60 percent had stoploss coverage. Self-funded plans are those in which companies choose to pay for some or all of the health services of their workers directly rather than purchasing health insurance for them. Stoploss coverage is used to limit the insurer's liability for very large claims or an unexpected level of expenses.

Percentage of U.S. workers in self-funded insurance plans that are covered by stoploss insurance in 2018, by firm size

Company sizePercentage of workers
50-199 workers89%
200-999 workers91%
1,000-4,999 workers91%
5,000 or more workers39%
All self-funded firms60%
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Sources

Release date

October 2018

Region

United States

Survey time period

January to July 2018

Number of respondents

2,137 non-federal public and private firms

Method of interview

Telephone interview

Supplementary notes

Figure includes covered workers enrolled in partially or completely self-funded plans. Self-funded plans are those in which companies choose to pay for some or all of the health services of their workers directly rather than purchasing health insurance for them.

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