Insurance in the Netherlands

Statistics report on insurance types and insurance companies in the Netherlands

Insurance in the Netherlands

This report presents facts and statistics about insurance in the Netherlands.  As "Insurance in the Netherlands" is a rather broad term, this report tries to collect multiple aspects of this topic and is meant to answer questions like "which insurance companies are the biggest in the Netherlands?", "what are key figures on Dutch health insurances?" or "how many pension funds are there in the country?" Note that the Netherlands does things differently than, for example, the United States. The country does not have, for example, something that matches "property and casualty insurance" (as in: one insurance that covers all risks related to a home, in the Netherlands these are all separate insurance policies).

Examples of figures found in this report are statistics about life insurance, the biggest health insurance companies and customer drivers for choosing their car insurance. Moreover, the report provides facts and figures on retirement pensions.

Note that we also offer other reports with a more specific focus on certain aspects talked about here. These include:

Table of contents

Market overview

4
  • Premium Statistic Insurance penetration (premiums as a percentage of GDP) in the Netherlands 1970-2022
  • Premium Statistic Total number of insurance companies in the Benelux region by country 2004-2020
  • Premium Statistic Number of insurance companies on the domestic market in the Netherlands 2004-2019
  • Premium Statistic Leading insurance companies in the Netherlands by revenue 2016-2022

Life Insurance

5
  • Premium Statistic Leading life insurance companies based on revenue Netherlands 2022
  • Premium Statistic Direct life premiums written on the domestic market in Benelux 2004-2017, by country
  • Premium Statistic Life insurance market share in terms of gross premium in the Netherlands 2008-2021
  • Premium Statistic Belgium, Luxembourg, Netherlands: life insurance premiums to population 2004-2020
  • Premium Statistic Market performance indicator of private life insurances in the Benelux region 2018

Property & Casualty Insurance: a) overall

7
  • Premium Statistic Leading property and casualty insurance companies in the Netherlands 2022, by revenue
  • Premium Statistic Leading property insurance companies in the Netherlands 2021, by revenue
  • Premium Statistic Claim frequency of private home content insurances in the Netherlands 2011-2016
  • Premium Statistic Average claim size of private home content insurances in the Netherlands 2011-2016
  • Premium Statistic Claim frequency of private building insurances in the Netherlands 2011-2016
  • Premium Statistic Average claim size of private building insurances in the Netherlands 2011-2016
  • Premium Statistic Number of multitrip travel insurance policies in the Netherlands 2010-2016

Property & Casualty Insurance: b) statutory health insurance

7
  • Premium Statistic Market share of health insurance groups in the Netherlands 2006-2022
  • Premium Statistic Leading health insurance companies based on revenue in Netherlands 2022
  • Premium Statistic Number health insurance companies Netherlands 2013-2019, by number of members
  • Premium Statistic Monthly premium of health insurance in the Netherlands in 2023, by brand and policy
  • Premium Statistic Annual premium for basic insurance under Dutch Health Insurance Act (Zvw) 2007-2022
  • Premium Statistic Percentage of health insurance switching in the Netherlands 2015-2021
  • Premium Statistic Total health expenditure per capita in the Netherlands 1998-2022

Property & Casualty Insurance: c) motor vehicles

5
  • Premium Statistic Car insurance brands and companies considered when switching in the Netherlands 2017
  • Premium Statistic Consumer attitude towards switching car insurances in the Netherlands 2017
  • Premium Statistic Preferred consumer orientation methods for new car insurances in the Netherlands 2017
  • Premium Statistic Average premium per policy of private car insurances in the Netherlands 2010-2016
  • Premium Statistic Average claim size of private comprehensive car insurances in Netherlands 2011-2016

Social Insurance: pensions

6
  • Basic Statistic Total number of old age pensions (AOW) in the Netherlands 1998-2022
  • Basic Statistic Total value pension fund assets in the Netherlands 2009-2023
  • Premium Statistic Total number of corporate pension funds in the Netherlands 1997-2023
  • Premium Statistic Total number of members in retirement pensions in the Netherlands 1998-2023
  • Premium Statistic Estimated funding ratio pension funds the Netherlands 2015-2022
  • Premium Statistic Policy funding ratio of the five largest pension funds in the Netherlands 2015-2023

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