Payments in Sweden

Statistics report on general payment preferences, including cash money and credit cards, in Sweden

Payments in Sweden

Set to become the world's first cashless society in the world according to many, Sweden stands out within Europe with its advanced use of digital payments. It boasts a low cash penetration and has a popular mobile payments app that is used by many within the country.

This report serves as an introduction to key figures on payments in Sweden, be it cash or cashless and regardless whether this offline or online. Figures include the share of cash, the number of credit cards, the most popular payment methods for online shopping and which payment brands are favored in the country. Other studies on payments in Sweden include:

Table of contents

ATMs, POS terminals

  • Basic Statistic ATM number in Sweden 2000-2022
  • Premium Statistic ATMs per capita in Sweden 2004-2020
  • Premium Statistic Value of transactions made at POS terminals in Sweden 2008-2019
  • Basic Statistic Annual payment card transaction number at POS terminals in Sweden 2000-2022
  • Basic Statistic Relative importance of certain payment services in Sweden 2015-2020


  • Premium Statistic Share of cash payments in Sweden 2010-2022
  • Premium Statistic Annual level of cash payments in Sweden 2000-2021
  • Premium Statistic Frequency of withdrawing cash in Sweden 2020
  • Basic Statistic Cash usage in Sweden 2010-2020, by payment size
  • Premium Statistic Cash money use in Sweden in 2020, by age group


  • Premium Statistic Annual credit card and debit cards issued in Sweden 2000-2021
  • Basic Statistic Credit cards and debit cards per capita in Sweden 2010-2021
  • Premium Statistic Credit card usage in Sweden 2010-2020
  • Basic Statistic Value of payment card transactions in Sweden 2013-2019, by type of card
  • Premium Statistic Visa, Mastercard market share in Sweden 2018-2021


  • Premium Statistic Proximity mobile payments in Sweden 2017-2020, by frequency
  • Premium Statistic Contactless payments in Sweden 2017-2020, by frequency
  • Premium Statistic Swish use compared to debit cards and cash money in Sweden 2012-2020

Online shopping

  • Premium Statistic Leading payment methods for online shopping in Sweden 2021
  • Premium Statistic Comparison between Sweden and Europe on e-commerce payment methods 2020
  • Premium Statistic Usage of digital payment services in Sweden 2014-2020
  • Premium Statistic Awareness of digital payment methods in Sweden 2020

Mobile payments

  • Premium Statistic Use of cards, cash money and mobile payment apps in Sweden 2012-2020
  • Premium Statistic Preferred situations for payment apps usage in Sweden 2020
  • Premium Statistic Year-on-year increase in P2P payments with Swish in Sweden 2020, by age
  • Premium Statistic Monthly Swish app DAU in Sweden 2019-2020
  • Premium Statistic Monthly Swish app downloads in Sweden 2019-2020

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