Healthcare sector in the Netherlands - Statistics & Facts
The Netherlands is known for having one of the best healthcare systems in the world, giving people access to the most advanced treatments and preventative care. The Dutch healthcare system is broadly based on three principles: universal access to care, solidarity through mandatory medical insurance (which is provided to all), and high-quality healthcare services. Several historical trends and changes, as well as social conditions, have molded the Dutch healthcare system. The comprehensive reforms in 2006 changed the role of stakeholders and actors in the healthcare sector, while the 2015 reform was targeted towards containing costs related to long-term care. Everyone registered in the Netherlands needs to have medical insurance, children under the age of 18 are registered for free under the policy of one of their parents.
The flagship Health Insurance Act (Zvw) in 2006, integrated public and private health insurance into one mandate. The government determines what must be included in the basic healthcare available to all policy holders. Out-of-pocket cost for the basic insurance plan (Zvw) on average amounted to 1,505 euros per person in 2021. Secondly, all policy holders pay a mandatory policy excess, this was set at 385 euros in 2021 before the Zvw reimbursement kicks in. Depending on one’s healthcare needs supplemental insurance can be opted for which is fully private in nature, i.e., with no rules set by the government. In the Netherlands, there are 11 large health care insurance concerns, each with multiple companies. Some of these companies may also own multiple health insurance brands or labels. In 2021, the four biggest health insurance concerns in the Netherlands saw their market share decrease in favor of their smaller competitors.
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