Average mortgage loan amount for home purchases in the U.S. 2012-2023
Since 2012, the average amount of a home purchase loan in the United States has increased substantially. In December 2023, the average mortgage loan amounted to 329,854 U.S. dollars, up from 204,000 in 2012. Over the last years, house prices grew rapidly. For homebuyers, that also meant an increase in the amount they had to save for a down payment.