Credit and debit card count Poland, by year

Credit card figures in Poland reached around five million in 2022, a decrease from previous years. They made up roughly 10 percent of payment cards. Debit cards were found more often in the country, as that year there were around 39 million of these cards. The numbers provided are estimates, based on the figures central banks have to supply. Owning a payment card does not immediately indicate it gets used, as there are large differences within Europe when it comes to the use of certain payment methods.

Total number of credit cards and debit cards in circulation in Poland from 2000 to 2022

Characteristic	Credit cards	Debit cards
2022	5,160,318	39,143,646
2021	5,178,879	37,900,731
2020	5,416,852	38,061,882
2019	5,786,333	36,984,509
2018	5,874,581	35,129,262
2017	5,815,344	33,040,392
2016	5,884,653	30,733,930
2015	5,807,563	29,140,064
2014	6,041,997	29,744,964
2013	6,133,647	28,235,524
2012	6,448,139	26,549,618
2011	6,949,166	24,785,333
2010	8,901,288	22,751,642
2009	10,858,416	21,981,105
2008	9,404,587	20,456,341
2007	7,812,504	18,255,455
2006	6,354,172	16,943,727
2005	4,383,707	15,369,077
2004	2,836,609	14,282,900
2003	1,717,713	13,315,840
2002	1,050,881	15,080,287
2001	769,807	12,740,630
2000	375,660	9,905,660

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Release date

November 2023

More information

Region

Poland

Survey time period

2000 to 2022

Special properties

Figures were first released in November 2023, and have about a year delay due to calculations

Supplementary notes

Until November 2023, all figures on credit cards and debit cards from the European Central Bank were estimates based on certain criteria. Typically, it meant the figures were about "cards with a credit function" or "card with a debit function". From 2023 onwards, the ECB started reporting figures specifically covering "credit cards" and "debit cards". That said, numbers can differ between the years as domestic definitions and recording methods changed.

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