Fernando de Querol Cumbrera
Research expert covering construction, loans, leasing, savings, and debt
Detailed statistics
BNPL debt delinquency in the U.S. 2021-2023
Detailed statistics
Reasons for missing buy now, pay later (BNPL) payments in the UK 2021
Detailed statistics
Buy now, pay later (BNPL) open balance in the UK 2021
Experiences of consumers after missed BNPL payments in the United States in 2022
Share of consumers with missed buy now, pay later (BNPL) payments who experienced the following in the United States from April to June 2022
Distribution of BNPL loans granted in Poland 2023
Distribution of buy now and pay later (BNPL) loans granted in Poland in December 2023
Buy now, pay later (BNPL) share in e-commerce in 41 countries worldwide 2016-2023
Market share of buy now, pay later (BNPL) in domestic e-commerce payments in 41 countries and territories worldwide from 2016 to 2023
Buy now, pay later (BNPL) order value in the U.S. 2020, by age group
Average buy now, pay later (BNPL) purchase value in the United States in August 2021, by age group
Buy now, pay later (BNPL) monthly debt in the UK 2022, by age group
Average monthly debt from buy now, pay later (BNPL) services in the United Kingdom (UK) in 2022, by age group (in GBP)
Consumer credit debt of households and nonprofit organizations in the U.S. 2011-2023
Consumer credit debt of households and nonprofit organizations in the United States from 1st quarter 2011 to 1st quarter 2023 (in trillion U.S. dollars)
Gross new consumer lending in the United Kingdom (UK) 2007-2024
Gross new consumer lending excluding student loans in the United Kingdom (UK) from January 2007 to March 2024 (in billion GBP)
Annual buy now, pay later (BNPL) spending in Mexico in 2023, with a 2029 forecast
Estimated transaction value of buy now, pay later (BNPL) in Mexico in 2023, with forecasts for 2024 and 2029 (in million U.S. dollars)
Annual buy now, pay later (BNPL) spending in France in 2023, with a 2029 forecast
Estimated transaction value of buy now, pay later (BNPL) in France in 2023, with forecasts for 2024 and 2029 (in million U.S. dollars)
Annual buy now, pay later (BNPL) spending in the UK in 2023, with a 2029 forecast
Estimated transaction value of buy now, pay later (BNPL) in the United Kingdom (UK) in 2023, with forecasts for 2024 and 2029 (in million U.S. dollars)
Annual buy now, pay later (BNPL) spending in Germany in 2023, with a 2029 forecast
Estimated transaction value of buy now, pay later (BNPL) in Germany in 2023, with forecasts for 2024 and 2029 (in million U.S. dollars)
Annual buy now, pay later (BNPL) spending in Italy in 2023, with a 2029 forecast
Estimated transaction value of buy now, pay later (BNPL) in Italy in 2023, with forecasts for 2024 and 2029 (in million U.S. dollars)
Annual buy now, pay later (BNPL) spending in Canada in 2023, with a 2029 forecast
Estimated transaction value of buy now, pay later (BNPL) in Canada in 2023, with forecasts for 2024 and 2029 (in million U.S. dollars)
Annual buy now, pay later (BNPL) spending in Brazil in 2023, with a 2029 forecast
Estimated transaction value of buy now, pay later (BNPL) in Brazil in 2023, with forecasts for 2024 and 2029 (in million U.S. dollars)
Value of consumer credit outstanding in the U.S. 2000-2023
Value of consumer credit outstanding in the United States from 2000 to 2023 (in billion U.S. dollars)
Monthly credit card debt in the UK 1993-2024
Total credit card debt in the United Kingdom (UK) from March 1993 to March 2024
Monthly outstanding consumer credit amounts in the UK 2006-2024, by type
Outstanding consumer credit excluding student loans in the United Kingdom (UK) from January 2006 to February 2024, by type of credit (in billion GBP)
BNPL debt delinquency in the U.S. 2021-2023
Share of buy now, pay later (BNPL) users who have missed payments in the United States from April 2022 to February 2023
BNPL loan market in Poland 2023
Buy now and pay later (BNPL) loan market in Poland in December 2023
Quarterly delinquency on consumer loans at commercial banks in the U.S. 2007-2024
Delinquency rate on consumer loans of all commercial banks in the United States from 1st quarter 2007 to 1st quarter 2024
Consumer interest in BNPL and credit cards during holiday shopping worldwide 2022
Consumer preference for credit cards or Buy Now, Pay Later (BNPL) options during holiday shopping worldwide in 2022, by country
Annual buy now, pay later (BNPL) spending in the U.S. in 2023, with a 2029 forecast
Estimated transaction value of buy now, pay later (BNPL) in the United States in 2023, with forecasts for 2024 and 2029 (in million U.S. dollars)
Outstanding credit card loans from banks to consumers in Japan 2016-2023
Outstanding amount of credit card loans from domestically licensed banks to consumers in Japan from 2016 to 2023 (in trillion Japanese yen)
POS financing in offline shopping in 40 countries worldwide 2022
Market share of point-of-sale (POS) financing - including buy now, pay later or BNPL - in offline retail payments in 40 countries and territories worldwide in 2022
Quarterly delinquency rate of BNPL (buy now, pay later) company Affirm 2017-2023
BNPL (buy now, pay later) delinquency rate of Affirm from 3rd quarter 2017 to 3rd quarter 2023, by stage (30, 60 and 90 days past due)
Outstanding unsecured and credit card loans in Norway 2018-2023, by type
Outstanding amount of unsecured loans and credit card loans in Norway from 2018 to 2023, by type (in billion NOK)
Outstanding consumer loans to households in Japan Q1 2018-Q4 2023
Outstanding amount of consumer credit to households from private financial institutions in Japan from 1st quarter 2018 to 4th quarter 2023 (in trillion Japanese yen)
Average BNPL debt Australia 2021-2023
Average buy now pay later (BNPL) debt in Australia from July 2021 to April 2023 (in Australian dollars)
Annual buy now, pay later (BNPL) loan number in U.S. 2019-2021
Number of buy now, pay later (BNPL) transactions in the United States from 2019 to 2021
Gross new consumer lending in the United Kingdom (UK) 2006-2024, by lender
Gross new monthly consumer lending excluding student loans in the United Kingdom (UK) from January 2006 to March 2024, by type of lending organization (in million GBP)
Total consumer credit outstanding in the U.S. 2006-2024
Total consumer credit outstanding in the United States from the 3rd quarter 2006 to the 1st quarter 2024 (in billion U.S. dollars)
Global customer loans by Lloyds Banking Group 2017-2023, by impairment stage
Gross loans and advances to customers by Lloyds Banking Group worldwide at from 2017 to 2023, by impairment stage (in billion GBP)
Number of loans granted by various providers in Poland 2022-2024
Number of loans granted in Poland between December 2022 and January 2024, by type of loan provider
Consumer loans in selected Eurozone countries 2022, by type
Volume of consumer loans in selected countries of the euro area in 2022, by type (in million euros)
Most used in-store (POS) payment methods in the U.S. 2017-2023, with 2027 forecast
Market share of cash, credit cards, and other payment methods at point of sale (POS) in the United States from 2017 to 2023, with a forecast for 2027
Most used in-store (POS) payment methods in the UK 2017-2023, with 2027 forecast
Market share of cash, credit cards, and other payment methods at point of sale (POS) in the United Kingdom (UK) from 2017 to 2023, with a forecast for 2027
Most used in-store (POS) payment methods in India 2017-2023, with 2027 forecast
Market share of cash, credit cards, and other payment methods at point of sale (POS) in India from 2017 to 2023, with a forecast for 2027
Most used in-store (POS) payment methods in Germany 2017-2023, with 2027 forecast
Market share of cash, credit cards, and other payment methods at point of sale (POS) in Germany from 2017 to 2023, with a forecast for 2027
Most used in-store (POS) payment methods in Vietnam 2017-2023, with 2027 forecast
Market share of cash, credit cards, and other payment methods at point of sale (POS) in Vietnam from 2017 to 2023, with a forecast for 2027
Most used in-store (POS) payment methods in Brazil 2017-2023, with 2027 forecast
Market share of cash, credit cards, and other payment methods at point of sale (POS) in Brazil from 2017 to 2023, with a forecast for 2027
Most used in-store (POS) payment methods in China 2017-2023, with 2027 forecast
Market share of cash, credit cards, and other payment methods at point of sale (POS) in China from 2017 to 2023, with a forecast for 2027
Annual growth of consumer loans in Germany 2006-2023
Year-on-year change of consumer loans in balance sheet in Germany from January 2006 to September 2023
Value of new consumer loans issued by banks in Japan 2014-2023
Value of new consumer loans issued by domestically licensed banks in Japan from 2014 to 2023 (in trillion Japanese yen)
Annual growth of consumer loans in the Euro area 2006-2023
Year-on-year change of consumer loans in the Euro area from January 2006 to September 2023
Outstanding credit card loans in Norway 2018-2023, by source
Outstanding amount of credit card loans in Norway from 2018 to 2023, by type of loan provider (in billion NOK)
Annual change of total consumer credit in the U.S. 2007-2023
Percentage change on previous year of total consumer credit in the United States from January 2007 to April 2023
Annual growth of household loans in the UK 2006-2024, by type
Year-on-year change of household loans in the United Kingdom from January 2006 to February 2024, by type
PayPal, Afterpay, Affirm, Apple Pay Later use for BNPL in the U.S. 2023
Share of respondents in the United States who used PayPal, Afterpay, Affirm, or Apple Pay Later for buy now, pay later (BNPL) as of June 2023
Biggest BNPL (buy now, pay later) apps in Europe in 2024, based on downloads
BNPL (buy now, pay later) app downloads in Europe from 1st quarter of 2023 to 1st quarter of 2024
Buy now, pay later (BNPL) use in the U.S. 2023, by age, gender, income, race
Share of respondents who said they used buy now, pay later (BNPL) in the United States in 2023, by age, gender, income, and race
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