the most popular loan type among homebuyers - had an interest rate of 3.9 percent.
After a period of record-low mortgage interest rates, the cost of mortgage borrowing in Germany surged in 2022. In 2019, mortgage rates declined notably, falling as low as 1.16 percent in December 2020. This downward trend reversed in 2021, as mortgage rates started to gradually pick up. Five-to-ten-year mortgage loans had the lowest rates in October 2023 at 3.85 percent, while floating rate mortgages up to one year were the most expensive at 5.53 percent. Mortgages with over 10-year fixed period – Monthly effective residential mortgage interest rates in Germany from January 2015 to October 2023, by mortgage term
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Other statistics that may interest you Mortgage market in Western European countries
European countries context
7
- Premium Statistic Outstanding residential mortgage lending in Europe 2023, by country
- Premium Statistic Gross quarterly residential mortgage lending in Europe 2019-2023, by country
- Premium Statistic Average mortgage interest rate in Europe 2021-2023, by country
- Premium Statistic Homeowners with and without an outstanding mortgage in Europe 2022, by country
- Premium Statistic Share of non-performing mortgage loans in Europe 2023, by country
- Premium Statistic Total non-performing mortgage loans in Europe 2023, by country
- Premium Statistic Coverage ratio of non-performing mortgage loans in Europe 2023, by country
United Kingdom
7
- Premium Statistic England: income spent on mortgage/rent from 2011 to 2023, by tenure
- Premium Statistic Average mortgage interest rates in the UK 2000-2024, per quarter and type
- Basic Statistic Outstanding amounts of lending to individuals in the UK 2007-2024, by loan type
- Premium Statistic Gross mortgage lending in the UK 2007-2022
- Basic Statistic Value of mortgage approvals in the UK 2017-2023
- Premium Statistic Median loan-to-value ratio for mortgage sales in the United Kingdom 2016-2022
- Basic Statistic Gross mortgage lending market share of leading UK banks 2021-2022
Germany
5
- Premium Statistic House price to income ratio in Germany 2012-2023, per quarter
- Premium Statistic Residential mortgage interest rate in Germany 2015-2023, by mortgage type and month
- Premium Statistic Outstanding residential mortgage lending in Germany 2014-2023, per quarter
- Premium Statistic Gross residential mortgage lending in Germany 2014-2023, per quarter
- Premium Statistic Gross residential mortgage lending in Germany 2015-2023, by mortgage type and month
France
5
- Basic Statistic Homeownership rate in France 2008-2022
- Premium Statistic Average mortgage interest rate in France 2014-2023, per quarter
- Premium Statistic Outstanding residential mortgage lending in France 2018-2023, per quarter
- Premium Statistic Value of new mortgage loans in France 2016-2023, per month
- Premium Statistic Regional distribution of mortgages: outstanding amounts in France 2023
Spain
7
- Premium Statistic House price to income ratio in Spain 2012-2023, per quarter
- Premium Statistic Average mortgage interest rate in Spain 2003-2023, by mortgage term
- Premium Statistic Outstanding residential mortgage lending in Spain 2016-2023, per quarter
- Basic Statistic Number of mortgages per month in Spain 2017-2023, by property type
- Basic Statistic Value of mortgages constituted in Spain 2003-2022, by property type
- Premium Statistic Number of reported evictions in Spain 2013-2022, by motive
- Premium Statistic Foreclosures on rustic and urban properties Spain 2014-2022, by property type
Italy
5
- Basic Statistic House price to income ratio in Italy 2012-2023, per quarter
- Premium Statistic Share of households repaying a home mortgage loan in Italy 2011-2022
- Premium Statistic Total residential mortgage lending in Italy 2014-2023, per quarter
- Premium Statistic Gross residential mortgage lending in Italy 2014-2023, per quarter
- Premium Statistic Average mortgage interest rate in Italy 2013-2023, per quarter
Further related statistics
20
- Average loan size of buy-to-let properties UK Q3 2021-Q2 2022
- Average value of buy-to-let properties UK Q4 2016-2019
- Average loan to value (LTV) of buy-to-let properties UK Q2 2022
- Average fixed rate prices of buy-to-let mortgages UK 2021-2022, by term
- Distribution of buy-to-let mortgage lender arrangement fees in the UK Q4 2019
- Average flat fee on buy-to-let mortgages in the UK 2018-2019
- Average buy-to-let loan for individuals and Limited Companies UK Q4 2019
- Share of purchase and remortgage lending of buy-to-let properties UK Q2 2022
- Effects of restrictive immigration policies on home buying or selling U.S. 2018
- Effects of raising mortgage rates on future home buying in the U.S. 2018
- Mortgage holders interest rate deals in Great Britain 2014, by gender
- Volume of homeowner equity in the U.S. 1960-2022
- Interest margin on existing mortgage loans in the Netherlands 2012-2017
- Share of homeowner equity in real estate in the U.S. 1960-2022
- Monthly value of mortgage lending by banks in Switzerland 2016-2022
- Average value of new mortgage loans in Canada 2012-2023, per quarter
- Real interest rates Sri Lanka 2010-2019
- Real interest rates in Malaysia 2012-2022
- Poor or fair credit score of mortgage borrowers in Canada 2012-2023, per quarter
- Share of household loans by high-income borrowers South Korea 2016-2021
Further Content: You might find this interesting as well
Statistics
- Average loan size of buy-to-let properties UK Q3 2021-Q2 2022
- Average value of buy-to-let properties UK Q4 2016-2019
- Average loan to value (LTV) of buy-to-let properties UK Q2 2022
- Average fixed rate prices of buy-to-let mortgages UK 2021-2022, by term
- Distribution of buy-to-let mortgage lender arrangement fees in the UK Q4 2019
- Average flat fee on buy-to-let mortgages in the UK 2018-2019
- Average buy-to-let loan for individuals and Limited Companies UK Q4 2019
- Share of purchase and remortgage lending of buy-to-let properties UK Q2 2022
- Effects of restrictive immigration policies on home buying or selling U.S. 2018
- Effects of raising mortgage rates on future home buying in the U.S. 2018
- Mortgage holders interest rate deals in Great Britain 2014, by gender
- Volume of homeowner equity in the U.S. 1960-2022
- Interest margin on existing mortgage loans in the Netherlands 2012-2017
- Share of homeowner equity in real estate in the U.S. 1960-2022
- Monthly value of mortgage lending by banks in Switzerland 2016-2022
- Average value of new mortgage loans in Canada 2012-2023, per quarter
- Real interest rates Sri Lanka 2010-2019
- Real interest rates in Malaysia 2012-2022
- Poor or fair credit score of mortgage borrowers in Canada 2012-2023, per quarter
- Share of household loans by high-income borrowers South Korea 2016-2021
Deutsche Bundesbank. (December 4, 2023). Monthly effective residential mortgage interest rates in Germany from January 2015 to October 2023, by mortgage term [Graph]. In Statista. Retrieved June 18, 2024, from https://www.statista.com/statistics/1231989/residential-mortgage-rate-germany-by-mortgage-term/
Deutsche Bundesbank. "Monthly effective residential mortgage interest rates in Germany from January 2015 to October 2023, by mortgage term." Chart. December 4, 2023. Statista. Accessed June 18, 2024. https://www.statista.com/statistics/1231989/residential-mortgage-rate-germany-by-mortgage-term/
Deutsche Bundesbank. (2023). Monthly effective residential mortgage interest rates in Germany from January 2015 to October 2023, by mortgage term. Statista. Statista Inc.. Accessed: June 18, 2024. https://www.statista.com/statistics/1231989/residential-mortgage-rate-germany-by-mortgage-term/
Deutsche Bundesbank. "Monthly Effective Residential Mortgage Interest Rates in Germany from January 2015 to October 2023, by Mortgage Term." Statista, Statista Inc., 4 Dec 2023, https://www.statista.com/statistics/1231989/residential-mortgage-rate-germany-by-mortgage-term/
Deutsche Bundesbank, Monthly effective residential mortgage interest rates in Germany from January 2015 to October 2023, by mortgage term Statista, https://www.statista.com/statistics/1231989/residential-mortgage-rate-germany-by-mortgage-term/ (last visited June 18, 2024)
Monthly effective residential mortgage interest rates in Germany from January 2015 to October 2023, by mortgage term [Graph], Deutsche Bundesbank, December 4, 2023. [Online]. Available: https://www.statista.com/statistics/1231989/residential-mortgage-rate-germany-by-mortgage-term/