![Raynor de Best](https://cdn.statcdn.com/static/../CMS/contactperson/ERI1008_1707304431.png)
Triennial debit card penetration in Sweden 2011-2024, by demographic
According to a three-year survey, more than nine out of 10 respondents from Sweden owned a debit card in 2021, with about 91 percent actually using one. The difference between ownership and usage was roughly six percentage points in 2021, a slight increase from a difference of five percentage points in 2017. The report adds that women were more likely than men to own such a payment card. Gen Z - or the age group 15 to 24 years in this survey - were as likely to own a debit card than their older counterparts.