Market concentration ratio of banks in the Netherlands 1997-2022
The share of total assets of the five largest credit institutions in the Netherlands increased overall between 1997 and 2022, despite some fluctuation. The concentration ratio, a measure of the percentage market share in an industry held by the largest firms within that industry, was 82.5 percent in 2022.
Banking is an important service industry in the Netherlands, responsible for the funding of both international and domestic trade. In the period between 2008 and 2023, the total number of banks in the Netherlands decreased from 312 banks in 2008 to 84 banks in 2023. In this period of time, the size of the banking sector as a whole in the Netherlands decreased.
