Triennial credit card penetration in Italy 2011-2024, by demographic
According to a three-year survey, more than half of the respondents from Italy owned a credit card in 2021 although less than half actually used one. The difference between ownership and usage was roughly eight percentage points in 2021, a notable decrease from a difference of five percentage points in 2017. The report adds that women were more likely than men to own such a payment card in the European country. Gen Z - or the age group 15 to 24 years in this survey - was less likely to own a credit card than their older counterparts.