Where buying a house is least affordable for residents

New official statistics on the affordability of housing has revealed the areas where homes are the most and least affordable. In this chart, we look at the places where getting onto the property ladder is the toughest. When compared to the average annual earnings of residents in the area, property in Kensington and Chelsea is the least affordable, where putting a roof over your head will cost 45 times more than your salary.

This is a lot higher than anywhere else in the country, and even anywhere else on this 'least affordable' list - second-placed Westminster has an affordability ratio of 24. When it comes to the most affordable places to buy a house, your best bet would be to live and work in Copeland. This local authority, located in Cumbria, encompasses England's beautiful Lake District National Park showing that affordability doesn't have to mean low quality.