Portugal: P2P payment methods 2022

In Portugal, in 2022, both in number and in value of person-to-person (P2P) transactions, cash was the most used payment method. It prevailed in 68 percent of the number of payments and monopolized 58 percent of their value. Mobile app payments followed, dominating 18 percent of the number of P2P payments while preserving 20 percent of the value of these transactions.

Share of payment methods for person-to-person (P2P) payments in terms of number and value of transactions in Portugal in 2022

Characteristic	Cash	Mobile app	Card	Other*
Number of transactions	68%	18%	3%	11%
Value of transactions	58%	20%	8%	14%

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Release date

December 2022

More information

Region

Portugal

Survey time period

October 2 to December 7, 2021, and March 17 to June 9, 2022**

Number of respondents

1,988 respondents

Age group

18 years and older

Method of interview

CATI, online interview

Supplementary notes

The source states that "Person-to-person payments include private payments between individuals which are not connected to the purchase of goods and services, e.g. the categories 'Charity (e.g. donations, people in need)' and 'Private payment to another person (e.g. family members, friends)' (...)".

*The source states that "The category 'Other' includes bank cheques, credit transfers, loyalty points, vouchers and gift cards and other payment instruments".

**The survey was carried out in two rounds. The sample share of the first survey round was set to 40%, and the share of the second round to 60%.

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