Annual premium for basic insurance under Dutch Health Insurance Act (Zvw) 2007-2024
by taking on a voluntary excess (in Dutch: vrijwillig eigen risico) on top of their already existing mandatory excess (or verplicht eigen risico) in exchange for a lower premium.
Basic, mandatory health insurance in the Netherlands costed on average almost 1,800 euros per year per person in 2024, an increase of almost 100 euros compared to the previous year. This number only covers health insurance under the so-called Dutch Health Insurance Act (or Zvw), and excludes private, additional health insurance. Also note that this is an average, as premiums vary per person. Some people can receive a discount, for example