Survey

Homewreckers: the damage caused by UK toddlers

Anyone with a toddler at home will know about the 'child-proofing' measures needed to reduce the danger of their latest family member getting hurt or injured around the house. What every parent will also know though, is the danger that the toddler poses to the house itself! According to research by Direct Line Home Insurance, the average toddler will cause £400 of damage to the home and its contents.

The survey, conducted by Opinium, reveals the damage most often experienced by parents during this tricky phase. On top of the list is 'ruined paintwork or wallpaper' - reported by almost half of parents. All parents should probably expect furniture to be soiled in some form or other (44 percent), but an unlucky 19 percent even said their toddler had ripped their furnishings. More dangerous, though less common, are damaged electrical cables (6 percent) and broken windows (4 percent).

Description

Share of UK parents saying they have experienced certain damge to the home caused by their toddler(s) in 2019.

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Premium statistics
Common household safety risk factors affecting parents in the United Kingdom (UK) in 2015*
Share of household reporting acts of vandalism committed against their main residences to their insurance companies in France in 2019, by type of crime
Number of households that experienced vandalism against their primary residence from 2006 to 2018
Number of households that were the victim of acts of vandalism committed against their principal residences in France in 2018, by type
Distribution of home insurance policies in the United Kingdom (UK) in 2017, by channel
Premium statistics
Median premium paid online for home insurance in the United Kingdom (UK) from Q1 2013 to January 2025 (in British pounds)

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