
Median cost of home insurance purchased online in the UK 2013-2022
The average cost of a home insurance purchased online in the United Kingdom in the third quarter of 2022 was 155 British pounds. When a property is insured, there are a number of risk factors that are taken into account by insurers to calculate what premium should be paid. The main risks to a building include the risks of flooding and damage through storms, fire and subsidence of the land. In terms of the contents of the building, flooding and fire are two of the highest risks alongside burglary.