Better Safe Than Sorry: Americans' Insurances

81 percent of people between the ages of 18 and 64 surveyed in the United States for a Statista Consumer Insights survey say they have health insurance. This number is expectedly lower than in other countries included in the study like Germany (96 percent) or France (90 percent). A survey by U.S. healthcare authorities actually puts the number of the uninsured in the U.S. at around 28 million – closer to 8 percent of the population. The discrepancy is due to the fact that Statista's survey only includes respondents between the ages of 18 and 64 while at the same time, young people in the country are less likely to carry health insurance.

Following government, employment-based and private health insurance that are included in the survey, Americans are most likely to have car insurance – something that 50 percent of respondents say they carry. Around a third of respondents say that they have taken out life insurance, while approximately a quarter say they carry home insurance – the latter being a crucial type of cover in areas where natural disasters are likely to happen.

Personal liability, accident and personal property policies have been taken out by 15 percent to 19 percent of respondents. Legal expenses insurance is less popular at only 7 percent saying they have it.