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Housing Cost Burden Declines Across the EU, but Remains Highest in Cities

The share of households experiencing severe housing cost burdens in the EU-27 has trended downward since 2016, according to findings by Eurostat, although urban areas continue to face significantly higher pressure than less populated regions. In cities, the proportion declined from 13.4% in 2016 to 9.8% in 2024, with a sharp drop in 2020 (9.8%) followed by a modest rebound, peaking at 10.6% in both 2022 and 2023 before easing again. Towns and suburbs saw a similar pattern, falling from 10.3% to 7.8% over the same period, while rural areas remained consistently lower, decreasing from 8.5% to 6.3%. Notably, all three categories experienced a dip around 2020, suggesting a common macroeconomic effect, before partially rising in subsequent years. Despite the overall improvement, the gap between cities and rural areas remains pronounced, underscoring the persistent concentration of housing affordability challenges in urban centres.

Description

This infographic shows the share of people in the EU-27 living in households where housing costs exceed 40% of disposable income, by degree of urbanization.

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Share of housing in the disposable income of households by country in Europe in 2019
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Percentage of housing costs to disposable household income by income group in European Union member states in 2024
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Share of households considering housing expenses burdensome in Italy from 2004 to 2022, by type of cost
Share of households at risk of poverty overburdened by housing costs in the EU and the United Kingdom (UK) 2012 and 2015
Share of households overburdened by housing costs in Europe and the United Kingdom (UK) from 2015, by tenure
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Share of housing cost in the disposable income of French households from 2008 to 2022

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