Quarterly take rate of PayPal 2015-2023
PayPal's take rate — transaction revenue compared to transaction volume — was 174 bps in the second quarter of 2023, 10 bps lower compared to the same period in 2022. Sources tend to quote either PayPal's transaction takes rate or their total take rate, this statistic puts the two alongside each other. PayPal stated their overall take rate declined due to growing FX fees as well as increased transaction in branded checkout. PayPal's users — tracked by way of active registered accounts — declined for the third quarter in a row in 2023, leading investors to question the company's long-term profitability.