Finance and Assets in the U.S. 2022

Banking

• Which of these statements apply to you?
• Do you hold your main bank account with a traditional bank (with a branch network) or a direct bank / internet-only bank?
• Which of these financial institutions do you have an account with?
• Which of these financial institutions do you have an account with?

• Which of the following statements do you agree with?
• How well informed or not are you about your personal finances?
• How confident do you feel when managing your finances?
• How are decisions about financial matters made in your household?
• The following questions are about asset accumulation and financial investments. How do you rate … / General chance of accumulating assets
• The following questions are about asset accumulation and financial investments. How do you rate … / Personal chance of accumulating a fortune

• Which of these statements apply to you?
• How would you rate your current financial situation?
• Recode based on "Household savings by type"
• Does your household have savings?
• Why does your household not have any savings?
• Are you satisfied or dissatisfied with the amount of savings you have?
• Recode based on "Reasons for saving"
• Why do you save money?
• When do you save money?
• What amount of your income do you save on average per month?
• Recode based on "Spendings cuts for savings"
• Where have you tried to reduce spending to save money, in the past 12 months?
• In times of high inflation and rising energy costs, in which areas do you plan to save money?
• Which of the following contracts and subscriptions are you planning to cancel in order to save money?
• How much money do you want to save in the next 2 years?

• Which of these statements about financial topics do you agree with?
• How interested are you in the following topics? / Shares, equity funds
• How interested are you in the following topics? / Capital investments
• How interested are you in the following topics? / Economic topics
• How interested are you in the following topics? / Insurance and old-age provision
• How interested are you in the following topics? / Cryptocurrency (e.g., Bitcoin)
• How interested are you in the following topics? / Real estate
• How well informed do you feel about financial topics?
• Recode based on "Sources of information and advice by channel"
• Where have you informed yourself or taken advice on financial topics in the past 2 years?
• Where do you plan to inform yourself or take advice on financial topics in the next 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• How often have you informed yourself or taken advice on financial topics in the past 2 years?
• Recode based on "Sources of information and advice by channel"
• What do you expect from a financial consultation with a financial expert?
• Which of these financial advisory firms have you consulted in the past 2 years?
• Recode based on "Financial apps usage by type"
• For which purposes do you have and use financial apps?
• Recode based on "Financial website usage by website"
• On which of these websites have you informed yourself about financial topics in the past 2 years?
• Recode based on "Sources of information and advice by channel"
• Which of these magazines or newspapers have you read in the past 2 years?
• Have you used a RoboAdvisor (algorithm-based digital program) for financial matters and investments in the past 2 years?
• Which of the following qualities do you expect a RoboAdvisor for financial matters and investments to have?
• Which of these RoboAdvisor providers have you used in the past 2 years?

• Recode based on "Investment usage by type"
• Which investment opportunities do you currently use?
• Why do you invest your money?
• What do you pay particular attention to when it comes to long-term financial investments?
• Assuming you have $100,000. How would you invest this money?
• Assuming you have $100,000. How would you invest this money?
• Which of these investment opportunities are you very likely to use or expand in the next 2 years?
• Recode based on "Most favored investment by type"
• Recode based on "Most favored investment by type"
• Recode based on "Most favored investment by type"
• Recode based on "Most favored investment by type"
• Recode based on "Most favored investment by type"
• Recode based on "Most favored investment by type"
• Recode based on "Most favored investment by type"
• Recode based on "Most favored investment by type"
• Recode based on "Most favored investment by type"
• Recode based on "Investment usage by type"
• Which of the following statements about shares do you agree with?
• Why do you invest your money in shares or equity funds?
• At which of these providers do you have a securities account or stock portfolio?
• How familiar are you with each of the following investments terms?
• How familiar are you with each of the following investments terms? / NFT
• How familiar are you with each of the following investments terms? / Cryptocurrency (e.g. Bitcoin)
• How familiar are you with each of the following investments terms? / Shares
• How familiar are you with each of the following investments terms? / ETF/ETP
• How familiar are you with each of the following investments terms? / Bonds
• Which of the following statements about real estate do you agree with?
• How satisfied or unsatisfied are you with your living situation?
• In your opinion, what are the reasons for purchasing or constructing real estate or an apartment?
• And, in your opinion, what are the reasons against purchasing or constructing real estate or an apartment?
• What are you very likely to do in the next 2 years?

• Recode based on "Insurances ownership by type"
• Which of these insurances do you currently have?
• From which of these companies do you have an insurance product?
• How have you taken out insurance?
• What is particularly important to you when it comes to insurance?
• Which insurance policy are you very likely to take out or extend in the next 2 years?
• Recode based on "Investment usage by type"
• Which of the following statements about pension do you agree with?
• How satisfied or unsatisfied are you with your current retirement provision?
• Why do you not have private retirement or life insurance?
• From which of these providers do you have a retirement plan product?
• Which of the following products or services is best suited to you when saving for retirement?
• Recode based on "Investment usage by type"
• From which of these providers do you have a state-subsidized private retirement plan product for retirement provision?
• Which policy are you very likely to take out or extend in the next 2 years?

• Recode based on "Reasons for taking out a loan"
• For what purpose have you borrowed money or taken out a loan in the past 2 years?
• How confident are you that you can repay your loans and debts?
• From whom have you borrowed money or taken out a loan from in the past 2 years?
• From which of these banks or financial institutions have you borrowed money or taken out a loan from in the past 2 years?
• Have you used any Buy now, pay later options for purchases in the past 12 months?
• Which online payment services have you used in the past 12 months?

• Thinking about your everyday life, have you made changes to your overall lifestyle since the COVID-19/coronavirus pandemic broke out?
• Recode based on "Changes to lifestyle since COVID-19"
• What is you gender?
• How old are you?
• What is your marital status?
• Which of the following best describes you?
• Where do you currently live?
• Recode based on "Region/state"
• What is the highest level of education you have completed?
• Which of the following categories best describes your current occupation?
• About how high is the annual gross income that your total household has at its disposal, before tax and contributions?
• Recode based on "Income (detailed)"
• How big is the town you live in?
• Recode based on "Community size (detailed)"
• In what type of community do you live?
• What is your current living situation (main residence)?
• How many people permanently live in your household, including yourself? Please also consider all children living in your household.
• Typology based on "Household size" and "Children under 14 years of age in household"
• How many children and teenagers under 14 years of age permanently live in your household?
• Out of the following list, which are the 3 most important aspects to you in life?
• Recode based on "Political position (10-point scale)"
• Recode based on "Political position (10-point scale)"
• Many people use the terms 'left' and 'right' when they want to describe political views. Where would you place yourself on a scale from left to right?
• Which of these statements regarding technology apply to you?