In the second quarter of 2021, employees' loans in Italy reached a value of approximately 15.8 billion euros. Starting at 13.1 billion euros in the second quarter of 2018, this figure increased steadily throughout the period considered.
Employees' loans refer to a specific type of personal loan called cessione del quinto dello stipendio in Italian. This type of loan implies that the loan receiver is required to repay their loan through the automatic transfer of up to one-fifth of their net salary or pension until the loan is fully repaid.
It is a loan that employees or pensioners can apply for for personal needs relating to private and family life. This type of financing requires insurance to ensure the repayment of the remaining debt in the event of loss of employment or death. Whoever requests this type of loan enjoys all the protections and rights provided by the credit to consumers regardless of the amount of financing.
Value of employees loans in Italy from 1st quarter 2018 to 2nd quarter 2021
(in million euros)
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Banca d'Italia. (September 30, 2021). Value of employees loans in Italy from 1st quarter 2018 to 2nd quarter 2021 (in million euros) [Graph]. In Statista. Retrieved December 13, 2024, from https://www.statista.com/statistics/1066465/value-of-employees-loans-in-italy/
Banca d'Italia. "Value of employees loans in Italy from 1st quarter 2018 to 2nd quarter 2021 (in million euros)." Chart. September 30, 2021. Statista. Accessed December 13, 2024. https://www.statista.com/statistics/1066465/value-of-employees-loans-in-italy/
Banca d'Italia. (2021). Value of employees loans in Italy from 1st quarter 2018 to 2nd quarter 2021 (in million euros). Statista. Statista Inc.. Accessed: December 13, 2024. https://www.statista.com/statistics/1066465/value-of-employees-loans-in-italy/
Banca d'Italia. "Value of Employees Loans in Italy from 1st Quarter 2018 to 2nd Quarter 2021 (in Million Euros)." Statista, Statista Inc., 30 Sep 2021, https://www.statista.com/statistics/1066465/value-of-employees-loans-in-italy/
Banca d'Italia, Value of employees loans in Italy from 1st quarter 2018 to 2nd quarter 2021 (in million euros) Statista, https://www.statista.com/statistics/1066465/value-of-employees-loans-in-italy/ (last visited December 13, 2024)
Value of employees loans in Italy from 1st quarter 2018 to 2nd quarter 2021 (in million euros) [Graph], Banca d'Italia, September 30, 2021. [Online]. Available: https://www.statista.com/statistics/1066465/value-of-employees-loans-in-italy/