ERGO was the private health insurance companies with the highest market share in Belgium of the private health insurance market in 2020, with a share of approximately 34 percent. In total, the top 15 companies accounted for 99.27 percent of the overall market.
In Belgium, all employees and self-employed must register and make contributions to one of five free health insurance funds or mutualities (in Dutch: mutualiteit or ziekenfonds, in French: mutuelle): Christelijke Mutualiteiten; Socialistische Mutualiteiten; Liberale Mutualiteiten; Onafhankelijke Ziekenfondsen and Neutrale Ziekenfondsen. Within these mandatory health insurances, which are paid by social benefits and government subsidies, patients are free to choose their own medical professionals and places of treatment. To increase the cover for medical costs, however, Belgian residents are allowed to add private supplementary health insurances to their mutuality. In 2015, the average health insurance premium per capita in Belgium reached a value of approximately 133 euros per capita. This is lower than the European average and the premium per capita in the Netherlands, where health insurances are paid outside one's gross salary.
Market share of the leading private health insurance companies in Belgium from 2014 to 2020
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Assuralia. (October 13, 2021). Market share of the leading private health insurance companies in Belgium from 2014 to 2020 [Graph]. In Statista. Retrieved June 29, 2022, from https://www.statista.com/statistics/597888/belgium-market-share-of-top-15-private-health-insurance-concerns/
Assuralia. "Market share of the leading private health insurance companies in Belgium from 2014 to 2020." Chart. October 13, 2021. Statista. Accessed June 29, 2022. https://www.statista.com/statistics/597888/belgium-market-share-of-top-15-private-health-insurance-concerns/
Assuralia. (2021). Market share of the leading private health insurance companies in Belgium from 2014 to 2020. Statista. Statista Inc.. Accessed: June 29, 2022. https://www.statista.com/statistics/597888/belgium-market-share-of-top-15-private-health-insurance-concerns/
Assuralia. "Market Share of The Leading Private Health Insurance Companies in Belgium from 2014 to 2020." Statista, Statista Inc., 13 Oct 2021, https://www.statista.com/statistics/597888/belgium-market-share-of-top-15-private-health-insurance-concerns/
Assuralia, Market share of the leading private health insurance companies in Belgium from 2014 to 2020 Statista, https://www.statista.com/statistics/597888/belgium-market-share-of-top-15-private-health-insurance-concerns/ (last visited June 29, 2022)