Life insurance density in the Benelux region 2004-2017, by country

This statistic shows the life insurance density (premiums to population) in the Benelux countries (Belgium, Luxembourg and the Netherlands) from 2004 to 2017 (in euros). Of the Benelux countries, Luxembourg had the highest life insurance premiums to population in 2017. Insurance density is a measure to gauge a country's insurance market, specifically the gross premiums paid in relation to the inhabitants of the measured country.

As of 2016, the distribution channel responsible for the largest amount of nominal sales on the domestic life insurance market in Luxembourg were the insurance agents and companies other than banks with nearly 100 million euros worth of sales. On the international market, banks and other financial companies in 2016 sold over 7.2 billion euros worth of Luxembourgish life insurances.

In the most recent Global Financial Centers Index, Luxembourg was ranked as having the third most competitive financial center in Europe after London and Zürich. In recent years, the Grand Duchy made efforts to diversify its financial activities in certain niches such as Chinese and Islamic finance, together with FinTech. Luxembourg's three traditional strengths, however, involve its activities in investment funds, banking and insurance.

Life insurance density (premiums to population) in Belgium, Luxembourg and the Netherlands (Benelux) from 2004 to 2017

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Release date

March 2019


Belgium, Luxembourg, Netherlands

Survey time period

2004 to 2017

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Statistics on "Life insurance in the Benelux"

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