Belgium, Luxembourg, Netherlands: life insurance premiums to population 2004-2018

This statistic shows the life insurance density (premiums to population) in the Benelux countries (Belgium, Luxembourg and the Netherlands) from 2004 to 2018 (in euros). Of the Benelux countries, Luxembourg had the highest life insurance premiums to population in 2018. Insurance density is a measure to gauge a country's insurance market, specifically the gross premiums paid in relation to the inhabitants of the measured country.

As of 2018, the distribution channel responsible for the largest amount of nominal sales on the domestic life insurance market in Luxembourg were the insurance agents and companies other than banks with nearly 100 million euros worth of sales. On the international market, banks and other financial companies in 20176 sold over 6.7 billion euros worth of Luxembourgish life insurances.

In the most recent Global Financial Centers Index, Luxembourg was ranked as having the seventh-most competitive financial center in Europe. In recent years, the Grand Duchy made efforts to diversify its financial activities in certain niches such as Chinese and Islamic finance, together with FinTech. Luxembourg's three traditional strengths, however, involve its activities in investment funds, banking and insurance.

Life insurance density (premiums to population) in Belgium, Luxembourg and the Netherlands (Benelux) from 2004 to 2018

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Release date

January 2020


Belgium, Luxembourg, Netherlands

Survey time period

2004 to 2018

Supplementary notes

Domestic market

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Statistics on "Life insurance in the Benelux"

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