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Gross accident rate in vehicle insurance in Spain 2005-2021

Published by
Jennifer Rudden,
Oct 18, 2022
Gross claims ratio in motor insurance in Spain remained somewhat consistent between 2005 and 2019, but proceeded to drop sharply in 2020. Between 2011 and 2014, the accident rate in motor vehicle insurance plateaued at around 77.2 percent, before peaking at 79 percent in 2016. The gross accident rate in vehicle insurance in Spain dropped in the following years, before slightly increasing as of 2021 at 71.1 percent.

Annual gross loss ratio in automobile insurance in Spain from 2005 to 2021

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Release date

October 2022

Region

Spain

Survey time period

2005 to 2021

Supplementary notes

Values prior to 2011 taken from previous reports.
The gross loss ratio is calculated as follows: (loss ratio (direct + accepted) + variation of other technical provisions + profit sharing and rebates) / gross imputed premiums (direct + accepted).

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Statistics on " Car insurance in Spain "

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