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Gross accident rate in vehicle insurance in Spain 2005-2019

Gross claims ratio in motor insurance in Spain stood at 74.8 percent in 2019. Between 2011 and 2014 the accident rate in motor vehicle insurance plateaued around 77.2 percent. After peaking at 79 percent in 2016, gross accident rate in vehicle insurance plummeted and fell to levels last recorded in 2006-2008.

Annual gross loss ratio in automobile insurance in Spain from 2005 to 2019

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Release date

July 2020



Survey time period

2005 - 2019

Supplementary notes

The gross loss ratio is calculated as follows: (loss ratio (direct + accepted) + variation of other technical provisions + profit sharing and rebates) / gross imputed premiums (direct + accepted).

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Statistics on "Insurance industry in Spain"

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