Gross accident rate in vehicle insurance in Spain 2005-2016

The statistics show the annual evolution of the gross claims ratio in motor insurance in Spain from 2005 to 2016. Throughout the period, the accident rate in motor vehicle insurance showed a constant trend to growth and was above 79 % in 2016, the highest value of the analyzed series.

Annual evolution of the gross loss ratio in automobile insurance in Spain from 2005 to 2016

Gross Claim Ratio
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Release date

July 2017



Survey time period

2005 - 2016

Supplementary notes

The gross loss ratio is calculated as follows: (loss ratio (direct + accepted) + variation of other technical provisions + profit sharing and rebates) / gross imputed premiums (direct + accepted).

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