As of 2021, the average age of beneficiaries registered as part of a medical aid scheme in South Africans was 33.7 years, which demonstrates an increase from 22.6 year recorded in the previous year. Restricted medical scheme beneficiaries had a lower average age than those in open schemes, with 31.6 and 35.5 years, respectively.
Average age of medical aid beneficiaries in South Africa from 2020 to 2021, by scheme
*Open medical schemes are open to all South Africans who are able to pay for membership.
**Restricted medical schemes are only available to people who work in specific industries, have certain academic qualifications, are employees of a certain company or belong to certain professional associations in South Africa.
South African medical schemes are non-profit trusts that their members own. The contributions made by the members are put together and used to pay pertinent medical costs where necessary while keeping a legislated surplus (at least a 25 percent solvency ratio) to prevent the scheme from collapsing. Some medical plans have an option for saving, which creates a collective savings from a member’s monthly payments for personal use.
Medical aid schemes are required by law to cover a set list of chronic illnesses, namely the Prescribed Minimum Benefits (PMB).This safeguards all medical scheme members so that they have access to the minimum amount of health services, regardless of which benefit option they have chosen. Furthermore, medical schemes are allowed to have different product plans, which often target specific demographics. For example: specialized benefits, annual limits, day-to-day coverage, family cover, and networked doctors and hospitals all differ across the various plans, both internally and from company to company.
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issuu . (April 6, 2023). Average age of medical aid beneficiaries in South Africa from 2020 to 2021, by scheme [Graph]. In Statista. Retrieved December 09, 2024, from https://www.statista.com/statistics/1403769/average-age-of-medical-aid-beneficiaries-in-south-africa-by-scheme/
issuu . "Average age of medical aid beneficiaries in South Africa from 2020 to 2021, by scheme." Chart. April 6, 2023. Statista. Accessed December 09, 2024. https://www.statista.com/statistics/1403769/average-age-of-medical-aid-beneficiaries-in-south-africa-by-scheme/
issuu . (2023). Average age of medical aid beneficiaries in South Africa from 2020 to 2021, by scheme. Statista. Statista Inc.. Accessed: December 09, 2024. https://www.statista.com/statistics/1403769/average-age-of-medical-aid-beneficiaries-in-south-africa-by-scheme/
issuu . "Average Age of Medical Aid Beneficiaries in South Africa from 2020 to 2021, by Scheme." Statista, Statista Inc., 6 Apr 2023, https://www.statista.com/statistics/1403769/average-age-of-medical-aid-beneficiaries-in-south-africa-by-scheme/
issuu , Average age of medical aid beneficiaries in South Africa from 2020 to 2021, by scheme Statista, https://www.statista.com/statistics/1403769/average-age-of-medical-aid-beneficiaries-in-south-africa-by-scheme/ (last visited December 09, 2024)
Average age of medical aid beneficiaries in South Africa from 2020 to 2021, by scheme [Graph], issuu , April 6, 2023. [Online]. Available: https://www.statista.com/statistics/1403769/average-age-of-medical-aid-beneficiaries-in-south-africa-by-scheme/