U.S. Health Insurance - Statistics & Facts

U.S. Health Insurance - Statistics & Facts

Statistics and facts about health insurance in the United States

Health insurance is a term commonly used to describe any program that helps in the payment of medical expenses. There are a number of forms of health insurance that exist in the United States; the main forms include varieties of private and public coverage. There are social welfare programs such as Medicaid in place in order to provide assistance to people who are unable to afford health coverage.

The number of uninsured people have been consistently falling since the ACA was signed in 2010. However Hispanics and Blacks are still the most uninsured ethnicities in the U.S. In 2016, 28.3 percent of Hispanics were uninsured.

Enrollment in Medicaid is on the rise, which provides health care to low-income citizens or lawful permanent residents. 2016 Enrollment was estimated to be 70.5 million U.S. dollars. The number of Americans with private health insurance began to fall in the late 1990s and early 2000s, but the numbers have been rising slowly again since 2013. In 2015, 63.2 percent of Americans had private health insurance.

Public opinion on ACA has been split down the middle since it was enacted in 2010. As of December 2016, 46 percent of Americans had an unfavorable opinion of it, whilst only 43 percent had a favorable opinion of it. Generally Democrats want ACA to be expanded or kept the same, whereas Republicans overwhelmingly want it to be repealed.

The use of lifestyle factors to determine insurance premiums is highly controversial in the U.S. The number of Americans who are opposed to higher health insurance rates for smokers has been on the rise since 2003. A 2014 survey found that 59 percent of Americans thought it would be unjustified to set higher insurance rates for significantly overweight people.

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