Poland: Earnings & installments of the Bezpieczny Kredyt 2% program 2023 | Statista

Banks in Poland have declared that a 500 thousand house loan co-funded by the government's 2% Safe Mortgage (Bezpieczny Kredyt 2%) program can be granted to a single with an income of even around five to seven thousand net zloty in 2023.

Required earnings and the amount of the first installment of the "Bezpieczny Kredyt 2%" program* for the purchase of an apartment by a single in Poland in 2023, by bank (in zloty)

Characteristic	Required income in PLN	First installment in PLN	Total cost of the mortgage in PLN
Alior	5,600	2,231	437,773
Bank Pekao**	6,085	2,222	438,487
BOŚ Bank	6,100	2,222	427,780
mBank	7,000	2,272	447,186
PKO Bank Polski	6,167	2,278	446,502
Santander	5,700	1,993	357,098
VeloBank	5,590	2,222	402,095

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Release date

December 2023

More information

Region

Poland

Survey time period

December 2023

Special properties

A 30-year loan for 500 thousand PLN with the minimum contribution required by the bank

Supplementary notes

*Bezpieczny Kredyt 2% (2% Safe Mortgage) is the government's home loan subsidy program
**As of November 2023

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