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Technical result of the insurance sector Netherlands 2012-2018, by insurance branch

This statistic shows the technical results of the insurance sector in the Netherlands from 2012 to 208, by insurance branch (in percent of gross earned premiums). In 2018, the result of the life insurance branch in the Netherlands increased when compared to the previous year and reached a positive value of 22 percent of earned premiums.

The insurance industry in the Netherlands knows many different companies and branches. The Dutch health insurance system alone already combines elements of public and private insurance. In 2018, Dutch health insurance concern Zilveren Kruis had a market share of approximately 30 percent.

Due to the artificially low interest rates of the European Central Bank's (ECB) monetary policy, Dutch insurance companies struggle to make profits, as their investments become less valuable. Also, they have to compensate more money to their insured, for example because of damage due to extreme weather conditions or the ageing of the population.

Technical results of the insurance sector in the Netherlands from 2012 to 2018, by insurance branch (in percent of gross earned premiums)*

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Release date

June 2019



Survey time period

2012 to 2018

Special properties

the figures have been taken from several publications

Supplementary notes

* The source defines the technical result as the "result after interest and after reinsurance, but before the deduction of corporation tax, expressed as a percentage of the gross earned premiums."

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