Personal savings in the United States

Statistics report on personal savings in the United States

Personal savings in the United States

This statistics report focuses on the personal savings in the United States, providing insight into the overall amount of savings, but also on the different purposes for saving money, such as getting ready for retirement or for college. However, this report also provides information on other savings practices, the demographics of the households that were saving. There are also a few statistics on the impact of the current state of the economy into the saving practices of individuals.

Table of contents


  • Basic Statistic Monthly personal savings as a share of disposable income in the U.S. 2015-2024
  • Premium Statistic Mean and median amount of personal savings in the U.S. 2022-2023, by type
  • Basic Statistic Personal savings in the U.S. 1960-2023
  • Basic Statistic Savings and other checkable deposits in the U.S. 2020-2023
  • Premium Statistic Amount of money saved in savings accounts in the U.S. 2023
  • Premium Statistic Gross savings as share of GDP in the U.S. 1970-2021

Household savings

  • Basic Statistic Household savings in the U.S. 2000-2022
  • Basic Statistic Time and savings deposits of households and nonprofit organizations U.S. 2000-2022
  • Premium Statistic Share of families that saved in the U.S. 2001-2022, by ethnicity
  • Premium Statistic Share of families that saved in the U.S. 2004-2022, by work status
  • Premium Statistic Share of families with savings bonds in the U.S. 2007-2022, by age of family head
  • Premium Statistic Financial instruments owned by children in the U.S. 2022

College savings

  • Premium Statistic Households saving for college in the U.S. 2020-2022, by age of household head
  • Basic Statistic Total Education tax savings for college students U.S. 2002-2023
  • Basic Statistic Assets of section 529 savings plan in the U.S. 2009-2022
  • Premium Statistic 529 college savings average account balance in the U.S. 2016-2022

Retirement savings

  • Premium Statistic Adults with any retirement savings in the U.S. 2021-2022, by age group
  • Premium Statistic Opinion of Americans on state of their retirement savings 2022, by ethnicity
  • Premium Statistic Confidence in progress toward retirement goals for individuals in the U.S. 2023
  • Premium Statistic Household retirement savings in the U.S. 2020-2022, by amount
  • Premium Statistic Value of assets invested in IRAs in the U.S. 2022, by type
  • Premium Statistic Probability of outliving their savings in the U.S. 2020-2023
  • Premium Statistic Leading challenges of individuals saving for retirement in the U.S. 2023

Saving practices

  • Basic Statistic Reasons why families saved in the U.S. 2010-2022
  • Premium Statistic Goals in New Year's financial resolution in the U.S. 2022
  • Premium Statistic Factors that are holding back Americans from saving for a down payment 2023
  • Premium Statistic Major obstacles to saving for a down payment among American homebuyers 2023, by age
  • Premium Statistic Emergency bill: savings, credit card, borrow vs personal loan U.S. 2023
  • Premium Statistic Bank account and service complaints reported CFPB in the U.S. 2023

Impact of the economy on savings

  • Premium Statistic Interest rates of savings accounts in selected banks in the U.S. 2024
  • Premium Statistic Main reasons why people did not increase emergency savings in the U.S. 2023
  • Premium Statistic Actions people have found most effective to save money worldwide 2022
  • Premium Statistic Consumers' food cost saving behavior in the U.S. 2024

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