Monthly personal saving rate in the U.S. 2016-2020

The statistic presents the personal saving rate in the United States from June 2015 to March 2020. Personal saving rate is calculated as the ratio of personal saving to disposable personal income. In March 2020, the personal saving rate in the U.S. amounted to 13.1 percent.

Personal savings - additional information

Saving refers to strategies of accumulating capital for future use by either not spending a part of one’s income or cutting down on certain costs. Saved money may be preserved as cash, put on a deposit account or invested in various financial instruments. Investing usually incorporates some level of risk which means that part of the invested money can be gone. The example of a relatively safe investment would be saving bonds, debt securities issued by the U.S. Department of the Treasury.

The personal saving rate in the United States amounted to 7.6 percent in 2019, compared to 10.4 percent in 1960. The personal savings in the United States amounted to approximately 1.3 trillion U.S. dollars in 2019.

Personal saving rate in the United States from June 2015 to March 2020

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Sources

Release date

May 2020

Region

United States

Survey time period

June 2015 to March 2020

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Statistics on "Personal savings in the United States"

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