Household debt Australia FY 2004-2020

Share of households with debt in Australia from financial year 2004 to 2020

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Release date

April 2022



Survey time period

financial years 2004 to 2020

Number of respondents

15,011 households

Age group

15 years and older

Special properties

Australia's financial year runs from July 1 to June 30 of the stated year; for example, financial year 2021 starts on July 1, 2020 and ends on June 30, 2021.

Method of interview

Telephone interviews and online survey

Supplementary notes

The source defines debt as liabilities; primarily the value of loans outstanding including mortgages, investment loans, credit card debt, borrowings from other households and other personal and study loans.

According to the source, collection methodology for 2019–20 included the introduction of an online form (formally; computer assisted web interview, or CAWI), where the respondent could self report (without interviewer assistance). As a result, estimates may not be directly comparable to previous cycles.

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