France: average interest rate on residential loans 2006-2021

The annual average interest rate on new residential loans in France generally decreased between 2006 and 2021. After an initial increase from 3.71 percent in 2006 to 4.84 percent in 2008, the average annual interest rate dropped to 1.15 percent by 2021.

Annual average interest rate on new residential loans in France from 2006 to 2021

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Release date

September 2022

More information

Region

France

Survey time period

2006 to 2021

Supplementary notes

Representative interest rates include six main types:

Weighted average interest rate on loans to households for house purchase.
Initial fixed period interest rate up to 1 year on loans for house purchase.
Initial fixed period interest rate over 1 and up to 5 years on loans for house purchase.
Initial fixed period interest rate over 5 and up to 10 years on loans for house purchase.
Initial fixed period interest rate of over 10 years on loans for house purchase.
Other.

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