In 2022, the average net interest spread (NIS) of state commercial banks stood at two percent, lower than 1.88 percent in the previous year. The six state commercial banks are the largest banks in China, owning the largest share of deposits in China's commercial banks.
Average net interest spread (NIS) of state commercial banks* in China from 2013 to 2022
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Net interest spread
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*The state commercial banks refer to Industrial and Commercial Bank of China (ICBC), China Construction Bank (CCB), Bank of China (BOC), Agricultural Bank of China (ABC), Bank of Communications (BoCom) and Postal Savings Bank of China (PSBC).
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KPMG. (October 31, 2023). Average net interest spread (NIS) of state commercial banks* in China from 2013 to 2022 [Graph]. In Statista. Retrieved July 27, 2024, from https://www.statista.com/statistics/1049277/china-average-net-interest-spread-of-state-commercial-banks/
KPMG. "Average net interest spread (NIS) of state commercial banks* in China from 2013 to 2022." Chart. October 31, 2023. Statista. Accessed July 27, 2024. https://www.statista.com/statistics/1049277/china-average-net-interest-spread-of-state-commercial-banks/
KPMG. (2023). Average net interest spread (NIS) of state commercial banks* in China from 2013 to 2022. Statista. Statista Inc.. Accessed: July 27, 2024. https://www.statista.com/statistics/1049277/china-average-net-interest-spread-of-state-commercial-banks/
KPMG. "Average Net Interest Spread (Nis) of State Commercial Banks* in China from 2013 to 2022." Statista, Statista Inc., 31 Oct 2023, https://www.statista.com/statistics/1049277/china-average-net-interest-spread-of-state-commercial-banks/
KPMG, Average net interest spread (NIS) of state commercial banks* in China from 2013 to 2022 Statista, https://www.statista.com/statistics/1049277/china-average-net-interest-spread-of-state-commercial-banks/ (last visited July 27, 2024)
Average net interest spread (NIS) of state commercial banks* in China from 2013 to 2022 [Graph], KPMG, October 31, 2023. [Online]. Available: https://www.statista.com/statistics/1049277/china-average-net-interest-spread-of-state-commercial-banks/
