
Loan-to-deposit ratio of banking sector in Oman H1 2021, by bank
In the first half of 2021, Ahli Bank had the highest loan-to-deposit ratio (LDR) in Oman at 116.2 percent. The LDR is used to determine the liquidity of a bank. A very high ratio reflects a potential liquidity problem in case unforeseen fund requirements arise. A very low ratio means that the earnings of the bank are not as high as they could be.