Banking industry in Ghana

Banking industry in Ghana
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Statistics report on the Ghanaian banking industry

This dossier presents data on the banking industry in Ghana. It gives an overview of the industry, including banking brands in Africa. After this, data on financial inclusion, access, mobile money as well as online banking and e-money are provided. Moreover, the study includes information on credit allocation, debt, and assets as pertains to Ghana's banking industry.

Table of contents

    • Most valuable African banking brands 2022

    • Number of registered financial institutions in Ghana 2023, by type

    • Financial product or service ownership in Ghana 2021

    • Quarterly contributions of finance and insurance to GDP in Ghana 2019-2021

    • Time needed for banks to return to normal business after COVID-19 in Ghana 2020

    • Population share with banking account in Ghana 2013-2028

    • Penetration rate of credit cards in Ghana 2013-2028

    • Credit card owners in Ghana 2018-2023

    • Penetration rate of debit cards in Ghana 2013-2028

    • Volume of payment systems in Ghana 2019, by method

    • Value of payment systems in Ghana 2019, by method

    • Availability of banks in Ghana 2021, by area of residence

    • Availability of microfinance service facilities in Ghana 2021, by area of residence

    • Proximity of banks in Ghana 2021, by area of residence

    • Leading banks in Ghana by number of branches 2020

    • Number of commercial bank branches in Ghana 2013-2028

    • Total number of ATMS in Ghana 2000-2028

    • Number of active and registered mobile money accounts in West Africa 2016-2020

    • Number of registered mobile money accounts in Ghana 2012-2019

    • Mobile money accounts in Ghana 2018-2023

    • Number of active mobile money agents in Ghana 2012-2019

    • Number of active Scancom PLC (MTN Ghana) mobile money (MoMo) subscribers 2019-2021

    • Annual mobile money (MoMo) revenue of Scancom PLC (MTN Ghana) 2019-2021

    • Penetration rate of online banking in Ghana 2013-2028

    • Monthly number of active e-money agents in Ghana 2021-2022

    • Monthly number of active e-money customers in Ghana 2021-2022

    • Monthly number of e-money transactions in Ghana 2021-2022

    • Total monthly value of e-money transactions in Ghana 2021-2022

    • Total value of digital payment transactions in Ghana 2020-2022

    • Total value of digital payment transactions per user in Ghana 2020-2022

    • Number of borrowers from commercial banks in Ghana 2006-2018

    • Credit to private sector as a share of GDP in Ghana 2010-2021

    • Credit provided by banks to private sector as a share of GDP in Ghana 2010-2021

    • Value of domestic debt in Ghana 2022, by holder

    • Monthly value of domestic debt held by the banking sector in Ghana 2019-2022

    • Leading banks in Ghana 2021, by total assets

    • Leading banks in Ghana 2021, by tier 1 capital

    • Total monthly assets of Bank of Ghana 2021-2022

    • Total Ghana Commercial Bank assets 2021-2022

    • Total Standard Chartered Ghana assets 2019-2021

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