Digital Payments penetration by segment in Germany 2027

The penetration rate is forecast to experience significant growth in all segments in 2027. The trend observed from 2020 to 2027 remains consistent throughout the entire forecast period. There is a continuous increase in the indicator across all segments. Notably, the Digital Commerce segment achieves the highest value of 82.64 percent at 2027.

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FinTech - Digital Payments penetration forecast in Germany 2020-2027, by segment (in percent)

Characteristic	Digital Commerce	Mobile POS Payments
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Supplementary notes

Data provided by Statista Market Insights are estimates.

Definition:

The Digital Payments market segement is led by consumer transactions and includes payments for products and services which are made over the Internet as well as mobile payments at point of sale (POS) via smartphone applications and cross-border money transfers made over the internet (digital remittances). Transaction value equals money transfers out of the selected region.

Structure:

The three markets in Digital Payments include Digital Commerce, Mobile PoS payments, and Digital Remittances.

Additional Information:

The market comprises transaction values, average transaction value per user, users and user penetration rates. Transaction values in the Digital Payments market segment refers to consumer transactions made via the Internet or mobile wallets.

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