Market share of non-life insurance companies in Finland 2019

The leading non-life insurance company in Finland in 2019 was OP Financial Group. It is the largest financial company in Finland, which operates in the banking and insurance sector, both for corporate and private customers. The company held more than a third of the non-life insurance market share in Finland that year, and was followed by LocalTapiola and the Finnish branch of the Swedish If P&C.

OP Group insurance premiums

Where does OP Group’s insurance premium income originate from? Premiums written on the motor insurance segment, which include motor liability and Casco insurance, accounted for the highest value of OP's premiums written on the non-life insurance sector. This is likely due to the fact that motor liability insurance is mandatory for all registered cars in Finland. However, despite not being mandatory, Casco insurance generated a higher premium income than motor liability insurance. Except for car insurance, the highest premiums written in the country came from fire and other property damage insurance.

Premium income on the aggregated level

   The aggregated premium income for non-life insurance in Finland looked like the one of OP Group. The highest premium income came from the combined motor vehicle insurances, followed by premium income from fire and other property damage to property insurance.

Market share of non-life insurance companies in Finland in 2019

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Release date

June 2020



Survey time period


Special properties

Includes Finnish companies and foreign insurers whose figures have been reported to Finance Finland

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Statistics on "Non-life insurance market in Finland "

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