As of the end of 2021, VPBank, also known as Vietnam Prosperity Joint-Stock Commercial Bank, recorded the highest net interest margin (NIM) among major banks in Vietnam, reaching around 7.78 percent. By comparison, Eximbank had a NIM of 2.3 percent in the same year, the lowest among the listed banks in the country. This margin refers to the measurement of the differences between interest income and interest payment of financial institutions, such as a bank, adjusted for the value of assets that generate interest owned by the bank.
Net interest margin (NIM) of major banks in Vietnam in 2021
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Mirae Asset. (August 19, 2022). Net interest margin (NIM) of major banks in Vietnam in 2021 [Graph]. In Statista. Retrieved September 18, 2024, from https://www.statista.com/statistics/1336312/vietnam-net-interest-margin-of-banks/
Mirae Asset. "Net interest margin (NIM) of major banks in Vietnam in 2021." Chart. August 19, 2022. Statista. Accessed September 18, 2024. https://www.statista.com/statistics/1336312/vietnam-net-interest-margin-of-banks/
Mirae Asset. (2022). Net interest margin (NIM) of major banks in Vietnam in 2021. Statista. Statista Inc.. Accessed: September 18, 2024. https://www.statista.com/statistics/1336312/vietnam-net-interest-margin-of-banks/
Mirae Asset. "Net Interest Margin (Nim) of Major Banks in Vietnam in 2021." Statista, Statista Inc., 19 Aug 2022, https://www.statista.com/statistics/1336312/vietnam-net-interest-margin-of-banks/
Mirae Asset, Net interest margin (NIM) of major banks in Vietnam in 2021 Statista, https://www.statista.com/statistics/1336312/vietnam-net-interest-margin-of-banks/ (last visited September 18, 2024)
Net interest margin (NIM) of major banks in Vietnam in 2021 [Graph], Mirae Asset, August 19, 2022. [Online]. Available: https://www.statista.com/statistics/1336312/vietnam-net-interest-margin-of-banks/