Outstanding residential mortgage lending in Czechia 2019-2023, per quarter
The total amount of outstanding residential mortgage lending in Czechia generally increased since 2019. The total outstanding residential mortgage lending value increased from 45.46 billion euros in the first quarter of 2019 to more than 68 billion euros in the second quarter of 2023. One of the main drivers of the residential market, the mortgage interest rate, soared in 2022, leading to an increase in home purchasing costs.