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Leading life insurance companies based on revenue Netherlands 2018

Ranking of life insurance companies in the individual sector in the Netherlands in 2018, by gross premiums written (in million euros)

by Raynor de Best, last edited Aug 30, 2019
Leading life insurance companies based on revenue Netherlands 2018 Based on gross premiums written, Nationale-Nederlanden (NN) was the biggest life insurance company in the Netherlands in 2018. The company’s life branch reached a revenue of 2.3 billion euros. Only four other companies had a turnover of more than one billion euros: AEGON, Achmea, ASR and Delta Lloyd. Dutch consumers, however, paid relatively little money for life insurances. Life insurance density (a measure to gauge a country's insurance market, specifically the gross premiums paid in relation to the inhabitants of the measured country) was lower in the Netherlands than, for example, in Belgium and Luxembourg.
Dutch insurance companies usually offer multiple products

Life insurance (where an insurance company pays out at a predetermined time or in the event of a funeral) is but one product of many that insurance corporations offer in the Netherlands. NN, for example, also offers property and casualty insurances, legal assistance and insurances for income protection. Total assets of the NN Group (the parent company of NN and asset manager NN Investment Partners) were therefore much higher than the revenue mentioned here in the ranking.

Life insurance in the Netherlands is an option

Compared to other countries, the life insurance market share in the Netherlands is relatively low. This is probably because in the Netherlands it is mandatory for employees to participate in a pension fund, decreasing the need for a separate life insurance. In 2017, pension funds made up 59 percent of financial assets of Dutch households. The numbers provided here do not include pensions or pension funds.
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Ranking of life insurance companies in the individual sector in the Netherlands in 2018, by gross premiums written (in million euros)

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