Household investments in life insurance pension in the Benelux region 2013-2019

This statistic shows the value of household investments in life insurance and pension schemes in Belgium, Luxembourg and the Netherlands from 2013 to the first quarter of 2019 (in euros per capita). In the most recent period recorded , the investments of Belgian households in life insurance and pension schemes were worth approximately 112 euros per capita.

The "life" branch of insurances focuses on life insurances, pensions and funeral in kind insurances and reached a market share of life insurance business in terms of gross premium, the ratio of gross life insurance premium to the total gross premium, of approximately 76 percent in Belgium in 2005. This, however, decreased to approximately 59 percent in 2015. This development coincides with the European Central Bank purchasing assets on credit markets across Europe and, consequently, low interest rates in long-term investments, such as the capital market rate of ten-year government bonds in Belgium.