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Number of cards with a credit function in Germany 2012-2017

This statistic illustrates the total number of cards with a credit function issued in Germany from 2012 to 2017. It can be seen that the total number of cards issued with a credit function increased during this period of time, rising from less than 3.7 million cards in 2012 to nearly 5.8 million cards in 2017 .

Total number of cards with a credit function issued in Germany from 2012 to 2017

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Source

Release date

September 2018

Region

Germany

Survey time period

2012 to 2017

Supplementary notes

According to the European Central Bank definition, "card with a credit function enables cardholders to make purchases and in some cases also to withdraw cash up to a pre-arranged ceiling. The credit granted can be settled in full by the end of a specified period or may be settled in part, with the balance taken as extended credit on which interest is usually charged. The holder is sometimes charged other fees, such as an annual fee. The distinguishing feature of a card with a credit function, in contrast to a card with a debit function or a delayed debit function, is the contractual agreement granting the cardholder a credit line allowing for extended credit."

In order to access data: check under Statistical Data Warehouse, access: Payments, then Payment Card Functions. Choose geographic areas and export "cards with credit function".

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