Payments in Europe - statistics & facts
Key insights
- Most popular payment method for online purchases in Germany
- PayPal

Detailed statistics
Most popular payment methods for online purchases in Germany 2022
- Main e-commerce payment method in Spain
- Debit card

Detailed statistics
Most used e-commerce payment methods in Spain 2022
- Main e-commerce payment method in France
- Debit or credit card, 57%

Detailed statistics
Most popular payment methods for online purchases in France 2021
Editor’s Picks Current statistics on this topic
Current statistics on this topic
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Cash use
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- Premium Statistic Share of cash in in-store payments in 38 countries in Europe in 2019
- Basic Statistic Share of cash transactions at POS in the euro area 2016 and 2019, by country
- Premium Statistic Ratio of currency in circulation (CIC) to GDP in Europe 2019, by country
- Basic Statistic Coronavirus impact on cash in circulation in Europe 2008-2021
Cash use
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Premium Statistic
Share of cash in in-store payments in 38 countries in Europe in 2019
Share of cash in in-store payments in 38 countries in Europe in 2019
Estimate of the share of cash in total POS payment transactions in 38 countries in Europe in 2019
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Basic Statistic
Share of cash transactions at POS in the euro area 2016 and 2019, by country
Share of cash transactions at POS in the euro area 2016 and 2019, by country
Share of cash transactions at POS (points of sale) in the euro area in 2016 and 2019
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Premium Statistic
Ratio of currency in circulation (CIC) to GDP in Europe 2019, by country
Ratio of currency in circulation (CIC) to GDP in Europe 2019, by country
Share of currency in circulation (CIC) to the nominal GDP of 40 countries in Europe in 2019
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Basic Statistic
Coronavirus impact on cash in circulation in Europe 2008-2021
Coronavirus impact on cash in circulation in Europe 2008-2021
Value of Euro banknotes in circulation in Europe from January 2008 to January 2021 (in trillion euros)
Terminals
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- Basic Statistic ATM numbers in the EU-27 2000-2020, by country
- Premium Statistic Estimate of ATM withdrawal value per capita in 32 countries in Europe 2019
- Premium Statistic POS terminal figures for 31 countries in Europe 2020
- Basic Statistic Cash withdrawals made at POS terminals in the EU-27 2000-2020, by country
Terminals
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Basic Statistic
ATM numbers in the EU-27 2000-2020, by country
ATM numbers in the EU-27 2000-2020, by country
Automated teller machine (ATM) figures in 27 countries in Europe from 2000 to 2020
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Premium Statistic
Estimate of ATM withdrawal value per capita in 32 countries in Europe 2019
Estimate of ATM withdrawal value per capita in 32 countries in Europe 2019
Estimate of the average ATM withdrawal value per capita in 32 countries in Europe in 2019 (in euros per week)
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Premium Statistic
POS terminal figures for 31 countries in Europe 2020
POS terminal figures for 31 countries in Europe 2020
Number of point of sale (POS) terminals in Europe as of December 2020, by country (in 1,000s)
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Basic Statistic
Cash withdrawals made at POS terminals in the EU-27 2000-2020, by country
Cash withdrawals made at POS terminals in the EU-27 2000-2020, by country
Total number of cash advances at point of sale (POS) terminals in 27 countries in Europe from 2000 to 2020 (in millions)
Payment cards
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- Premium Statistic Estimate of credit card and debit card numbers in 37 countries in Europe 2019
- Premium Statistic Estimate of credit card and debit card penetration in 37 countries in Europe 2019
- Premium Statistic Visa, Mastercard share against domestic solutions in 14 countries in Europe 2021
- Premium Statistic Visa, Mastercard, Amex, Diners market share against each other in Europe 2015-2022
- Premium Statistic Credit card penetration in 161 countries worldwide 2011, 2014, 2017, 2021
- Premium Statistic Credit card penetration in Europe 2020, by country
Payment cards
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Premium Statistic
Estimate of credit card and debit card numbers in 37 countries in Europe 2019
Estimate of credit card and debit card numbers in 37 countries in Europe 2019
Estimate of total number of credit cards and debit cards in 37 countries in Europe in 2019
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Premium Statistic
Estimate of credit card and debit card penetration in 37 countries in Europe 2019
Estimate of credit card and debit card penetration in 37 countries in Europe 2019
Estimate of credit cards and debit cards per capita in 37 countries Europe in 2019
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Premium Statistic
Visa, Mastercard share against domestic solutions in 14 countries in Europe 2021
Visa, Mastercard share against domestic solutions in 14 countries in Europe 2021
Market share of international and domestic payment card schemes in 14 countries in Europe in 2021
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Premium Statistic
Visa, Mastercard, Amex, Diners market share against each other in Europe 2015-2022
Visa, Mastercard, Amex, Diners market share against each other in Europe 2015-2022
Market share of Visa, Mastercard, American Express, Diners Club as general purpose card brands in Europe from 2015 to 2022, based on number of transactions
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Premium Statistic
Credit card penetration in 161 countries worldwide 2011, 2014, 2017, 2021
Credit card penetration in 161 countries worldwide 2011, 2014, 2017, 2021
Share of individuals who own a credit card in 161 different countries and territories worldwide up until 2021
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Premium Statistic
Credit card penetration in Europe 2020, by country
Credit card penetration in Europe 2020, by country
Ranking of the credit card penetration in Europe by country 2020
Mobile payments
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- Premium Statistic Global NFC payment value in 2020 with forecasts to 2024, by region
- Premium Statistic Contactless payments market share at POS in Europe 2018, by country
- Premium Statistic Global mobile wallet market size in 2020 with forecasts to 2025, by region
- Premium Statistic Mobile payment app use in selected countries in Europe 2019
- Premium Statistic Global QR payment market size in 2020 with forecasts to 2025, by region
- Premium Statistic Daily active users of PayPal in 21 countries in Europe in 2019
Mobile payments
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Premium Statistic
Global NFC payment value in 2020 with forecasts to 2024, by region
Global NFC payment value in 2020 with forecasts to 2024, by region
Market size of contactless payments in various regions worldwide in 2020 with forecasts from 2021 to 2024 (in billion U.S. dollars)
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Premium Statistic
Contactless payments market share at POS in Europe 2018, by country
Contactless payments market share at POS in Europe 2018, by country
Share of contactless payment transactions at POS (points of sale) in selected countries in Europe in 2018
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Premium Statistic
Global mobile wallet market size in 2020 with forecasts to 2025, by region
Global mobile wallet market size in 2020 with forecasts to 2025, by region
Market size of mobile wallet transactions in various regions worldwide in 2020 with forecasts from 2021 to 2025 (in billion U.S. dollars)
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Premium Statistic
Mobile payment app use in selected countries in Europe 2019
Mobile payment app use in selected countries in Europe 2019
Penetration of proximity mobile payment apps in selected countries in Europe in 2019
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Premium Statistic
Global QR payment market size in 2020 with forecasts to 2025, by region
Global QR payment market size in 2020 with forecasts to 2025, by region
Market size of QR code transactions in various regions worldwide in 2020 with forecasts from 2021 to 2025 (in billion U.S. dollars)
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Premium Statistic
Daily active users of PayPal in 21 countries in Europe in 2019
Daily active users of PayPal in 21 countries in Europe in 2019
Average number of daily active users (DAU) of the PayPal app in 21 countries in Europe in 2019
Germany
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Germany
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Premium Statistic
Payment instrument use in Germany by age group in 2020
Payment instrument use in Germany by age group in 2020
Use of payment methods in Germany in 2020, by age group
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Premium Statistic
Most popular payment methods for online purchases in Germany 2022
Most popular payment methods for online purchases in Germany 2022
Which of the following methods do you prefer to use when you pay for a product you've bought online?
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Premium Statistic
Most used mobile payments by brand in Germany 2023
Most used mobile payments by brand in Germany 2023
Most used mobile payments by brand in Germany as of September 2023
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Premium Statistic
Penetration rate of credit cards in Germany 2013-2028
Penetration rate of credit cards in Germany 2013-2028
Penetration rate of credit cards in Germany from 2013 to 2028
United Kingdom
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- Premium Statistic Annual number of contactless card transactions in the UK 2014-2022
- Premium Statistic Most popular e-commerce payment methods in the UK 2016-2022
- Premium Statistic Most used mobile payments by brand in the UK 2023
- Premium Statistic Penetration rate of credit cards in the United Kingdom 2013-2028
United Kingdom
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Premium Statistic
Annual number of contactless card transactions in the UK 2014-2022
Annual number of contactless card transactions in the UK 2014-2022
Total number of contactless (tap to pay) card transactions processed for payments in the United Kingdom (UK) from 2014 to 2022
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Premium Statistic
Most popular e-commerce payment methods in the UK 2016-2022
Most popular e-commerce payment methods in the UK 2016-2022
Market share of credit cards, wallets, BNPL, and other payment methods in e-commerce in the United Kingdom (UK) from 2016 to 2022
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Premium Statistic
Most used mobile payments by brand in the UK 2023
Most used mobile payments by brand in the UK 2023
Most used mobile payments by brand in the UK as of September 2023
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Premium Statistic
Penetration rate of credit cards in the United Kingdom 2013-2028
Penetration rate of credit cards in the United Kingdom 2013-2028
Penetration rate of credit cards in the United Kingdom from 2013 to 2028
France
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- Premium Statistic French people's preferred payment method used in a store 2020
- Premium Statistic Most popular payment methods for online purchases in France 2021
- Premium Statistic Most used mobile payments by brand in France 2023
- Premium Statistic Penetration rate of credit cards in France 2013-2028
France
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Premium Statistic
French people's preferred payment method used in a store 2020
French people's preferred payment method used in a store 2020
Preferred payment method used in a store in France as of January 2020
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Premium Statistic
Most popular payment methods for online purchases in France 2021
Most popular payment methods for online purchases in France 2021
Most popular payment methods for online purchases in France in 2021
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Premium Statistic
Most used mobile payments by brand in France 2023
Most used mobile payments by brand in France 2023
Most used mobile payments by brand in France as of September 2023
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Premium Statistic
Penetration rate of credit cards in France 2013-2028
Penetration rate of credit cards in France 2013-2028
Penetration rate of credit cards in France from 2013 to 2028
Italy
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Premium Statistic
Cashless payments volume for various payment methods in Italy 2020
Cashless payments volume for various payment methods in Italy 2020
Number of cashless payments in Italy in 2020, by payment method (in millions)
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Premium Statistic
Most used mobile payments by brand in Italy 2023
Most used mobile payments by brand in Italy 2023
Most used mobile payments by brand in Italy as of September 2023
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Premium Statistic
Penetration rate of credit cards in Italy 2013-2028
Penetration rate of credit cards in Italy 2013-2028
Penetration rate of credit cards in Italy from 2013 to 2028
Spain
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Premium Statistic
POS purchasing operation value compared to cash withdrawals in Spain 2002-2020
POS purchasing operation value compared to cash withdrawals in Spain 2002-2020
Value of purchase operations in point of sale terminals and value of cash withdrawals in Spain from 2002 to 2020 (in millions of euros)
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Premium Statistic
Most used mobile payments by brand in Spain 2023
Most used mobile payments by brand in Spain 2023
Most used mobile payments by brand in Spain as of September 2023
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Premium Statistic
Penetration rate of credit cards in Spain 2013-2028
Penetration rate of credit cards in Spain 2013-2028
Penetration rate of credit cards in Spain from 2013 to 2028
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