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Bank credit off-take in India FY 2009-2020

In fiscal year 2020, credit off-take in India was valued at 1.4 trillion U.S. dollars. There was a consistent increase since fiscal year 2011. Offtake agreements are legally binding agreements related to transactions between buyers and sellers. Banks give credit off-takes to help businesses acquire financing for future projects through the promise of future income and proof of an existing market.
The onset of the coronavirus (COVID-19) pandemic led to a contraction in credit since April 2020. This came primarily from a reduction in personal loans, and an increase in industrial ones.

Credit off-take of banks in India from financial year 2009 to 2020

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Sources

Release date

June 2020

Region

India

Survey time period

FY 2009 to FY 2020

Supplementary notes

India's fiscal year starts in April and ends in March. For example, FY 2018 started in April 2017 and ended in March 2018.

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Statistics on "Banking in India"

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